How To Grow Your Retirement Savings
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Grow your retirement savings just as I do on my pension.
My parents taught me never to buy anything if I didn't have the money for it. Well, my house is an obvious exception, but the mortgage was paid off years ago. Another exception is when you borrow money to make money. For instance I needed a car to get to work. Now I don't have a car, because I can't make money with one.
Perhaps you have the same attitude, so you don't really need me to tell you how to grow your savings once you retire. If you have a credit card debt, tear up your credit card and pay off as much as you can spare from each pension.
Remember, you don't really need to have the latest electrical appliance. You don't need a car either. It is far more healthy to walk everywhere, even if it is only to public transport.
I want a 21 inch monitor for my computer. I need a 15 inch monitor, so that's what I have.
Learn to make things for yourself. Do all your own cooking - processed food is expensive and unhealthy - which means more medical bills. If you recycle things the raw materials for your hand-crafts are often free. Learn to grow things in an organic garden where you never need to buy fertilizers, or insecticides.
Investigate your senior citizen entitlements. I can get subsidized short-distance travel and one free return trip to the furthest reaches of my state (which is bigger than Texas) once a year.
Use your subsidized travel to follow the fruit-picking seasons. You won't become filthy rich on the wages you make picking fruit, but you'll be breathing fresh air, getting plenty of exercise, carrying on a shouted conversation with other fruit pickers, eating some of what you pick, and in some cases, living rent free.
One man was on TV a couple of evenings ago. He dropped out thirty years ago. Everything he owns is on packs on his back. He walks all day, and really enjoys seeing things that motorist drive past too fast to see. His only income is from coins he finds in the road. That's taking it a bit far for my liking, so I'll never copy him, but it's kept him healthy.
If you are interested in Organic growing then enquire about WWOOF (Willing Workers On Organic Farms). They offer you free accommodation in exchange for some work. Each farmer is different, but if you are a willing worker you can have some really fun times. Some farmers give you gourmet meals and drive you round to see all the local sights and functions when they have some spare time. Combining that with subsidized transport will really help you to grow your retirement savings.
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Get Your Senior Citizen Entitlements
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