Finances Articles
At Cafe Baby Boomers, we take your Finances seriously. As we get older, concerns over our money, savings and debt load become more important. The Finances section of our siteis designed to address those issues.
We love being Baby Boomers
Enjoy the site, I know we will!
Popular Articles On Finances for Baby Boomers
Your bank account information is all the information you gave to your bank when you asked them to open an account for you. It includes all the information the bank then gave you, such as your bank...
Debt is not hopeless, including a pile of credit card debt. It might appear to be a nightmare that you cannot awake from. It might seem like you will never pay off your credit cards. It might keep...
The Final Solution For Credit Card Debt
Credit Card debt is slowly swallowing our way of life. Where before many worked to pursue the American dream, we now have legions of family's working for Visa, Master Card, and Discover. The question...
Should I Take Payments or a Lump Sum for my Pension?
Although many pensions have gone the way of the buggy whip, there are a surprising number of boomers who are in pension plans. Many will be offered either a lump-sum payout or the traditional monthly...
Why Conservative Investments (Low Risks) May Be Your Best Option
When you're looking for a place to invest your hard earned money, you will have many offers of advice from investors and financial advisors. But when it's your money we're talking about, how do...
The Types of Life Insurance Policies
If you looking to purchase life insurance, you should be aware of the differences between the different types of insurance policies. Knowing what the difference between the two types of insurance...
When You Should Hire a Financial Advisor
Many people have heard of the value of having a financial advisor on board in their business ventures. But did you know that it is also a good idea to have a financial advisor to assist you with...
The Scumbag Tactics of Debt Collectors
I work in the debt relief industry, helping people who are burdened with credit card debt. So the majority of my day is spent talking to people to see if I can help them out. One of the topics...
How Home Business Avoids IRS Crocodile
It's a jungle for home businesses. Wouldn't it be grand if the crocodiles gave full instructions about how to avoid their jaws? Well, the IRS has done just that. You can find all sorts of interesting...
Get Your Senior Citizen Entitlements
When you retire make sure you get all your senior citizen entitlements. In some countries (such as here in W. Australia) you can get discounts with a Seniors card, many years before you get your...
Wouldn’t you like to retire worry free?
Let me ask you have your even considered these issues: "What is a 401k plan"? How much interest can I expect from my annuity investment? Should I use retirement planning services? When and how...
Non-Traditional Banks Make Your Money Work For You
As time goes on, savings accounts begin to have less and less value. Making five dollars every year on your life savings just doesn't cut it. Especially on top of the fees, overdraft charges, and...
How To Grow Your Retirement Savings
Grow your retirement savings just as I do on my pension. My parents taught me never to buy anything if I didn't have the money for it. Well, my house is an obvious exception, but the mortgage was...
5 Suggested Ways to Create Renewable Energy for Buildings On Site
For some years now planning and development agencies in most developed countries have been progressively increasing the energy efficiency requirements for all new property. However, the energy...
The Basics of Buying Home Insurance
Buying home insurance can be a frustrating experience, if you aren’t quite sure where to start. But with the help of our insurance experts, you too can be a pro when it comes to getting the...
The Benefits Of An Online Stock Broker
When we think of a stock broker we think of the man or woman who sits behind a desk in a very upscale financial institution - guiding us in our financial goals through the trading of stocks. The...
The Importance Of Understanding Leverage In Retirement Planning
If you are approaching retirement age, or if you're at that stage in life where your main decisions seems to be driven by financial concerns and worries about your future, then it may be time for...
Various Methods of Credit Card Debt Relief Other Than Bankruptcy
As of 2006 the average American household was carrying around $9,000 of credit card debt and paying over $1,200 a year in interest. This number is projected to continue raising as time goes on....
Financial Planning For Retirement
Financial planning for retirement takes more forethought these days. While in the past people could count on a company pension to get them through, now with people living longer and also changing...
Get Out of Debt Before You Retire
The closer baby boomers get to retirement the more important it is to get out of debt. Once you retire you will be living on a fixed income, which could be less than you expect if social security...